Terms of Service

INVCOURSES Terms of Service

Effective date: 3 August 2026

These Terms govern access to the INVCOURSES website, Android application, courses, marketplace, live-learning tools, communications, and related services (together, the "Service"). INVCOURSES is operated by INVCLICK. By creating an account, accepting an organisation invitation, purchasing or enrolling in content, uploading content, or otherwise using the Service, you agree to these Terms and the Privacy and Data Protection Policy.

1. Operator and Contact Details

• Operator: INVCLICK, operator of INVCOURSES


• Address: M29C Bukere Residential Area, UB-0091-6488, Ghana


• Email: info@invcourses.com


• Telephone: +233 50 963 3306


• Website: https://www.invcourses.com

2. Eligibility and Acceptance

You must have legal capacity to accept these Terms or use the Service through a person or organisation authorised to act for you. Learners under 18 are permitted only through, or under the authorisation and active supervision of, a parent, legal guardian, school, employer, or other authorised supervisor. That adult or organisation is responsible for required consent, appropriate supervision, and the minor's compliance with these Terms.

If you use the Service for an organisation, you confirm that you are authorised to accept these Terms for it. Additional written order forms, institutional agreements, or data-processing terms may apply. If there is a direct conflict, the signed agreement controls for the subject it covers.

3. Accounts and Security

• You must provide accurate, current information and must not impersonate another person.


• You are responsible for protecting your password, device, authentication method, and active sessions.


• You must not share an account in a way that defeats licensing, payment, security, attendance, assessment, or learner-identity requirements.


• You must notify INVCOURSES promptly if you suspect unauthorised access or misuse.


• We may require identity, instructor, organisation, or payment verification when reasonably necessary.

4. User Roles and Organisation Accounts

A user may act as a learner, instructor, organisation administrator, guardian, supervisor, or purchaser. Permissions and responsibilities vary by role. Organisation administrators may enrol or remove learners, view authorised learning records, manage content, and administer access. They must use those powers only for legitimate and disclosed purposes.

An organisation that determines the purposes and means of processing learner or staff data is responsible for its notices, lawful basis, instructions, access assignments, and data-subject requests. Where INVCLICK processes personal data for that organisation, the parties may enter a data-processing agreement containing appropriate instructions, confidentiality, security, assistance, deletion, and audit terms.

5. Courses, Learning, and Certificates

Course descriptions, instructors, schedules, prerequisites, language, access periods, completion rules, and certificate requirements are displayed with the relevant offering. Access may depend on enrolment, payment, subscription, instructor approval, availability, or completion requirements. You are responsible for confirming that a course meets your needs before purchase.

We and authorised instructors may make reasonable corrections or updates to content, schedules, delivery methods, or instructors while seeking to preserve the material value of a paid enrolment. Certificates confirm only the stated platform activity or completion criteria. They do not guarantee employment, admission, professional licensing, accreditation, or any particular outcome unless expressly stated by an authorised accrediting body.

6. Orders, Pricing, and Electronic Transactions

Before checkout, the Service will display available information about the item or access being purchased, price, currency, applicable discount, payment method, and material conditions. You must review and correct order information before submitting it. An electronic confirmation or transaction record may be provided after an order.

Prices may change prospectively. You are responsible for taxes, charges, and accurate billing information unless the checkout states otherwise. An order may be declined or cancelled for suspected fraud, error, illegality, duplicate processing, unavailability, or payment failure, with an appropriate correction or refund where money was captured.

7. Payments, Subscriptions, and Refunds

Payments may be processed by Paystack, Flutterwave, or another provider displayed at checkout under that provider's terms and privacy notice. You authorise INVCOURSES and the selected provider to process the transaction, authentication, reconciliation, refund, and proportionate fraud checks. INVCOURSES does not intend to store complete card or bank-account credentials.

Any subscription term, renewal, cancellation method, and recurring charge will be shown with the offer. Refund eligibility is governed by the refund terms presented with the purchase, mandatory law, and the circumstances of the request. Unless required by law, access already substantially consumed, downloaded, completed, or used to obtain a certificate may affect eligibility. Contact support promptly about duplicate, unauthorised, failed, or incorrectly recorded payments.

8. Instructor and User Content

You retain ownership of content you lawfully submit. You grant INVCLICK a worldwide, non-exclusive, limited licence to host, reproduce, format, transmit, display, back up, secure, and otherwise process that content as reasonably necessary to operate, provide, promote, and improve the Service and fulfil your instructions. You confirm that you have all rights, consents, and permissions needed for your submissions.

Instructors are responsible for the accuracy, legality, quality, permissions, learner communications, pricing information, and delivery of their content. INVCOURSES may review, restrict, correct, suspend, or remove content or accounts that violate these Terms, law, safety requirements, or published platform standards.

9. Live Classes and Recordings

Live classes may use Google Meet, Jitsi, BigBlueButton, or another identified provider. Participants must behave professionally and protect confidential or personal information. Recording must be disclosed before it starts and may occur only with all authority and consent required by law and the relevant organisation. You must not secretly record, publish, reuse, or manipulate another person's image, voice, chat, screen, or contribution.

10. Acceptable Use

You must not:

• break the law, facilitate fraud, impersonate another person, misrepresent qualifications, or submit another person's work;


• harass, threaten, discriminate against, exploit, or endanger a user, instructor, or minor;


• publish unlawful, deceptive, defamatory, obscene, malicious, or privacy-infringing content;


• infringe intellectual-property, confidentiality, privacy, publicity, or data-protection rights;


• copy, resell, redistribute, scrape, record, or bypass access controls for content except where expressly authorised;


• probe, attack, overload, reverse engineer, or circumvent security, licensing, payment, authentication, moderation, or rate limits;


• upload malware, malicious code, credential-harvesting material, or content designed to disrupt devices or networks;


• use automated access, bots, or bulk extraction without prior written permission; or


• use the Service or another user's data to train, test, or operate an artificial-intelligence system without all required rights, notices, and prior written permission.

11. Communications and Marketing

We may send messages necessary to administer an account, transaction, course, security event, or support request. Promotional email or other direct marketing will be sent only where permitted. You may opt out through the message instructions or by contacting us, but you will continue to receive essential Service communications. You must not use platform messaging to send unsolicited commercial communications or conceal the sender.

12. Privacy, Cookies, and Analytics

Our Privacy and Data Protection Policy explains how INVCLICK handles personal data. The Service uses essential technologies and may use Google Analytics 4, Microsoft Clarity, Mixpanel, and Meta Pixel for proportionate analytics, measurement, campaign attribution, and improvement, subject to applicable notice, consent, and preference requirements. Payment, authentication, meeting, and analytics providers apply their own terms and notices.

13. Intellectual Property

The Service software, design, INVCOURSES marks, and platform materials are owned by or licensed to INVCLICK. Enrolment grants a limited, personal, revocable, non-exclusive, non-transferable right to access the relevant learning content for the stated purpose and period. It does not transfer ownership or permit commercial reuse, public performance, redistribution, sublicensing, or creation of competing materials except as permitted by law or express written licence.

14. Third-Party Services and Links

The Service may connect to payment providers, Google services, meeting providers, instructor resources, and external websites. Their services are governed by their own terms and privacy notices. INVCLICK is not responsible for an external service outside its reasonable control, but will take proportionate steps to select, configure, and integrate providers securely. A link does not imply endorsement.

15. Availability, Maintenance, and Changes

We work to keep the Service available and secure, but maintenance, network failures, cyber incidents, provider outages, or events outside reasonable control may interrupt access. We may modify or discontinue features where reasonably necessary for law, security, quality, compatibility, or operation. We will handle material changes affecting paid access fairly and in accordance with mandatory law.

16. Suspension, Termination, and Deletion

We may restrict or suspend access when reasonably necessary to investigate fraud, security risks, payment disputes, illegal activity, harm, or serious or repeated violations. Where appropriate, we will provide notice and an opportunity to respond. Immediate action may be taken to protect people, data, systems, or legal rights.

You may stop using the Service and request account deletion through the Account Deletion Request process. Termination does not erase payment, certificate, security, dispute, or compliance records that must lawfully be retained, and provisions that by nature should survive will remain effective.

17. Complaints and Copyright Reports

Please send a clear description of a Service, payment, content, privacy, or intellectual-property complaint to info@invcourses.com. Include relevant URLs, account or order references, your authority to complain, and supporting information, but do not send passwords or complete payment credentials. We may request verification, notify the affected content provider, preserve evidence, and take proportionate action.

18. Disclaimers and Liability

Course content is provided for learning and professional development and is not a substitute for regulated legal, medical, financial, safety, or other professional advice. To the extent permitted by law, the Service is provided on an "as available" basis and INVCLICK does not guarantee uninterrupted access, every external provider, or a particular educational or commercial outcome.

Nothing in these Terms excludes liability, remedies, or consumer rights that cannot lawfully be excluded. To the extent permitted by law, INVCLICK is not liable for indirect or consequential loss, loss caused by user misconduct or unauthorised use, external services outside its reasonable control, or events beyond reasonable control. Any limitation will be interpreted fairly and will not apply to fraud, wilful misconduct, or another liability that law prohibits us from limiting.

19. Governing Law and Disputes

These Terms are governed by the laws of Ghana. Please contact us first so we can try to resolve a complaint promptly. If a dispute cannot be resolved informally, the parties may use a competent court or lawful dispute-resolution process in Ghana, without limiting mandatory consumer, privacy, or regulatory rights.

20. Changes to These Terms

We may update these Terms for legal, security, provider, or Service changes. We will publish the revised effective date and provide additional notice where a change materially affects users. Changes apply prospectively unless law requires otherwise. Continued use after the effective date constitutes acceptance where permitted by law.

21. Contact

Contact INVCLICK, operator of INVCOURSES, at info@invcourses.com, +233 50 963 3306, or M29C Bukere Residential Area, UB-0091-6488, Ghana. Privacy matters should be addressed to the Privacy and Data Protection Supervisor.